Current Accounts UK

They bring radical new thinking to personal banking. By ofsetting balances on one product with another you can make considerable savings by paying lower interest rates on your borrowings and receiving higher interest rates on your savings.

The One Account (prev. Virgin One Account) lets you put all your money – your mortgage, current account, savings and loans – in one place. This could save you thousands of pounds in interest charges. The account is in fact no longer owned by Virgin, and has been renamed the 'One Account'.

Offer a comprehensive range of financial services including personal banking, credit cards, insurance, loans, savings, mortgages, investments, ISAs and offshore saving.

The reasons for their success, they say, are simple - absolute security, great flexibility, utter simplicity and above all, the best in customer service. They provide a wide range of savings and mortgage products.

A high savings rate. Start saving with as little as £1, with no catches, no fees and no penalties. ING Direct is part of one of the world's largest financial services organisations. They offer a simple, straightforward savings account with a high rate of interest. You can open a high interest savings account with as little as £1 over the internet, the telephone or by post.

A better deal in financial services now and in the future because it tailors its products (loans, savings, mortgages) to the individual. Egg is one of the first organisations offering personal financial solutions making comprehensive use of the Internet.

As a major UK financial services group, the Alliance & Leicester is dedicated to the provision of financial products that give genuine value for money.

Most of their banking and savings accounts can now be managed online. They provide a full range of banking and insurance products, as well as investment and online trading offers as well.

Smile has been designed and built for the Internet and is part of The Co-operative Bank p.l.c. - one of the most innovative of the UK's high street banks. It was also the first UK bank to introduce a free banking service for all accounts on the Internet.

They claim to bring new ideas and a fresh perspective to banking. Because they have the backing of the Abbey National, they can offer attractive rates and the security of an established financial institution.